WARNING!

If you are a disabled professional, business owner or executive, do not complete your initial disability insurance claim form without independent expert advice!

When you or your client purchase a disability income insurance policy, certain future promises are what you rely upon until that first day of disability! Then, the specific contractural language and policy provisions take over.

If those future promises are going to turn into guaranteed monthly income, the disabled insured must know and understand the process he or she will now work through BEFORE claim forms are submitted to the insurance carrier.

The difference between receiving your monthly disability income or being denied disability benefits begins and ends with the initial claims process. This process of communicating a total or partial disability to an insurance company is neither simple nor easily understood by the disabled insured or the insurance agent who sold the coverage.

Purchasing a well written disability income insurance policy was an important step to protecting your economic future. Now, at claim time, you need to take an equally important step and move through the claims process with a skilled disability claims consultant, working on your behalf.

Call us at (352) 661-3026